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Wafa — digital debit card & financial services platform

Wafa is a debit card ecosystem enabling cashback, installment purchases, investments and charitable contributions

Managing smart debit card services

  • Unified financial platform

    A single mobile wallet linking WAFA cards, payments, transactions and financial tools.

  • Card issuance & delivery

    Plastic card issuance with convenient home delivery.

  • Financial product line

    Support for lending, leasing, installment plans, and deposit products for B2C and B2B clients.

Digital services for everyday finance

Digital services for everyday finance

  • Wallet functionality

    Full mobile wallet with transaction history, card management, and service catalog.

  • Installments & payments

    Ability to purchase goods through installment plans directly via the app.

  • Investment returns

    Annual investment yields via Wafa Bank reaching up to 20%.

Secure & convenient financial operations

  • Wallet-based transactions

    All payments, transfers, and card operations are processed directly inside the mobile wallet for a seamless experience.

  • Home delivery of cards

    Plastic Wafa cards are issued and delivered to users’ homes, simplifying onboarding and improving accessibility.

  • Islamic-compliant financial tools

    All products, including installment plans, investments, and contributions, follow Wafa Bank’s Islamic finance principles.